With the threat of COVID-19 still swirling all around us most folks you see these days appear in public wearing face masks to protect themselves and others from catching the deadly virus that has killed over 107,000 so far in the U.S. to date. So is there a right and wrong way to wear these important safeguards to our health? Let’s look at the facts. While you don’t need a surgical or N95 mask the important things is to make sure the mask is fitting tightly and completely covering your nose and mouth, but not with discomfort. You can use a good cloth mask or even make your own as long as you are preventing respiratory droplets from entering these passages. Remember also that wearing a face mask is not a 100% guarantee against getting the virus. So, keep on hand washing and practicing good hygiene. You should change or wash your mask with regular laundry detergent and warm water to prevent contamination as well. Finally, not everyone should be wearing a face mask including those with respiratory problems or very young children.

• Lou Reinitz LJR Insurance Solutions LLC ljrinsurance.com