So,you should be dealing with a LOCAL independent licensed broker (like LJR Insurance Solutions) because we know the physians, specialists, hospitals, and all the ins and outs of all the plans we are certified with. As fiduciaries, our job is to do the very best for you and we suggest the plans that fit your need for not a penny extra ever.
And who do you call when you have a question or a problem? Broadway Joe? An agent who you really don’t know? If they put you in a plan that your doctor doesn’t take, what do you do then…punt?
My opinion is that they are doing a major disservice to Medicare beneficiaries by this type of advertising. We really are there to help, so score a touchdown every time by using a qualified local agency!