On November 10th the Supreme Court will review the constitutionality of the Affordable Care Act. The potential impact of their decision will have major impact on the healthcare coverage of millions of Americans. Last year a federal appeals court ruled the Affordable Care Act’s individual mandate was unconstitutional, and cut the tax penalty to $0. Currently in California however the penalties for not being enrolled in creditable health insurance are in effect. The administration previously argued that the pre-existing protection in the plan should be overturned, but now has stated that all of the ACA should be invalidated. Individual enrollments in ACA plans have risen 2.3 million in the last three years, so the court’s decision will have a far reaching effect on our healthcare system.
- Lou Reinitz LJR Insurance Solutions LLC