MEDICARE INSURANCE T.V. ADS? READ THE SMALL PRINT!

KNOW THE FACTS BEFORE YOU CALL

Throughout the day they assault your senses, ad nauseum. Call today to get all the wonderful Medicare benefits you are missing, and get money back every month too! Dental! Vision! free meals! free! free! Medicare ads on TV are relentless. But do they deliver what they promise. Before you dive in and start calling what is a national call center read the small print that appears on your screen. What? YOU SAY YOU CAN’T? BECAUSE IT JUST FLASHES BY TOO QUICKLY TO READ?

Well….here it is. I have capitalized the wording that is really important to make it easier to understand that in many cases this could be just another ” bait and switch ” presentation:

….IS NOT CONNECTED WITH OR ENDORSED BY ANY GOVERNMENT AGENCY OR THE FEDERAL MEDICARE PROGRAM. Members can enroll in a plan ONLY IF THEY MEET CERTAIN CRITERIA. Free eyeglasses, meals, Hearing aids HAVE LIMITATIONS. COPAYMENTS AND RESTRICTIONS MAY APPLY. Free Transportation LIMITATIONS ON MILAGE AND NUMBER OF TRIPS. Requires coordination with the carrier for approval…..PLANS NOT AVAILABLE IN ALL AREAS…..BENEFITS SUBJECT TO LIMITATIONS…THIS IS NOT A COMPLETE LISTING OF PLANS AVAILABLE IN YOUR SERVICE AREA….

You are much better off working with a local broker who has your best interest in mind, who knows the local marketplace. Also, an experienced broker like LJR Insurance Solutions will make sure your doctor takes the plan you are interested in, without pressure, and all the B.S. you might run into when looking at all the “free” stuff online that is subject to so many limitations and restrictions. Beware! There are Medicare beneficiaries who have called who find themselves enrolled in a plan that they didn’t even know they were being enrolled in.

  • Lou Reinitz LJR Insurance SolutionsMedicare made stress free

Medicare is Better Than Ever! (But are You Getting Tired of all the ADVERTISING?)

Enough is enough! I am a full-time health insurance broker who is really getting blown away by all the constant noise being put out these days by the deluge of ads for Medicare insurance! I KEEP GETTING THE SAME JUNK MAIL flooding my mail box. The constant TELEVISION BARRAGE with ads repeating over and over again. And worse the UPSTOPPABLE phone calls, especially during the open enrollment period. OK=Enough already! Yes, I advertise but please…not like these over-the-top messages spouted out by old retired football players who you know are just leading you into unknown sometimes murky waters where hidden dangers can lurk as telemarketers can mess with your healthcare, If you sign up chances are you might just get assigned to a broker who is not familiar with your doctors and prescription drug needs. Does it hurt to find out you have been put into the wrong plan and can’t get your personal care physician? OUCH! And you probably won’t be able to reach that person again if you have a question or a problem. I pride myself on a personal relationship with my clients and doing my best to make sure they have the right plan in place. That is why most of my business is from referrals from happy clients. I am available to answer questions and take care of their needs anytime. This is not a static profession. Things are in a state of constant change. It is also my responsibility to stay knowledgeable. No, I am not perfect, I am just human. But you are number one and I will always treat you that way! -Lou Reinitz LJR insurance Solutions